ICVERIFY is a complete, PC and UNIX compatible credit authorization software program which includes Credit Card Authorization/Draft Capture, Check Guarantee and ATM/Debit Card Authorization with menu driven simplicity. ICVERIFY can process Visa, MasterCard, American Express, Discover, Diners, Carte Blanche, JCB and private label cards with automatic draft capture into your existing local bank account. The software supports over 80 major card processing networks allowing access to 99% of all US banks. Direct access is available to VISA, MasterCard, American Express and Discover for authorization and settlement. Establish or maintain your merchant account with any bank or third party. ICVERIFY is certified with all major processing networks allowing you to use a software solution rather than an old-fashioned bank terminal. ICVERIFY does everything that a bank terminal does at a fraction of the cost and with 10 times the functionality! FEATURES: -Captures Transaction Data Electronically on Your Computer. ICVERIFY captures and stores all transaction data electronically on your computer's hard drive - STORES TRANSACTIONS FOR UP TO 9 YEARS! This allows for unlimited flexibility and reporting options. Matching totals to a monthly bank statement is a simple menu selection and date range request. Built-in reporting includes number of transactions, average transaction amount, Month-to-Date and Year-to-Date, summaries, category totals, etc. Reports can be printed or viewed on screen. In addition, all transaction data is stored in ASCII Comma/Quote delimited files so it can easily be imported into your favorite spreadsheet or database program. -Modem Sharing With Multiple Users. Network and UNIX versions of ICVERIFY allow multiple users to share a single modem. Rather than having multiple modems and multiple telephone lines, ICVERIFY allows many users to share one modem and one phone line. Modem sharing can cut transaction time in half and yields significant cost savings. -Real-Time or Batch/Recurring/Off-line Group Processing. ICVERIFY can operate in a REAL-TIME or off-line BATCH environment, supporting extensive back office and mail order functions. -Modules for Multiple Industries. General Retail, Mail Order, Restaurant, Bar, Hotel, Sundries, Car Rental, Airline, Communications, Travel, Cruise and Corporate Purchase/Procurement Card. -Multiple Merchant Numbers. Each user can have their funds deposited separately into their own bank account - ideal for busy professional offices, fulfillment houses, multiple locations on a Wide Area Network, etc. Up to 9,999 merchant numbers can be supported per package. Additional charges may apply. American Express "VPIP" Compatible Eliminates T & E transaction fees. -Installment Payment Feature. Recurring transactions (installment, layaway plan, etc) can be billed automatically to a Credit Card. -Address Verification. Mail/Phone Order businesses can add security to transactions using address verification. Address information is compared against the billing address in the card issuing bank's computer. This feature must be supported by your bank. -Signature Capture & Retrieval. ICVERIFY for Windows and UNIX supports signature capture, eliminating paper storage and most charge backs. Can reprint any receipt complete with signature.